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XTB

4.6

Strong xStation platform, excellent licenses, competitive spreads.

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Minimum Deposit
$0
Spreads
0.1 pips
Regulation
FCA, CySEC, KNF, FSC, DFSA

Pros

  • Licensed by DFSA (Dubai), CySEC, and FCA.
  • Platform: xStation 5 (Web/Mobile). Does not support MT4/MT5.
  • 0% commission on more than 1500 products. Spreads start from 0.0 pips (Pro account). Leverage up to 1:500.
  • Strong educational materials (videos, books, daily news).
  • Trading on Forex, Commodities, Indices, global stocks. Islamic accounts available.

Cons

  • Only one platform
  • No real ECN accounts
  • Limited deposit options.

Full Review

A European broker licensed by the DFSA in Dubai, famous for its proprietary xStation 5 platform that provides a fast and easy trading experience. It offers more than 1500 financial instruments across forex, commodities, indices, and global stocks. It provides rich educational resources in English and Arabic and offers Islamic accounts suitable for traders in the region.

Broker Details

Founded 2002
Headquarters Warsaw, Poland
Commission & Fees 0% on Stocks/ETFs (up to €100k/month), $0 on standard accounts

What XTB's licences actually mean for you

A licence is not a badge to hang on a website. What matters is which authority issued it, and whether that authority covers clients in the UAE. These are the authorities named in XTB's own disclosure:

  • Dubai Financial Services Authority Covers the UAE

    Regulates firms licensed inside the Dubai International Financial Centre only — not every firm operating in Dubai.

  • Financial Conduct Authority (UK)

    The UK regulator, generally regarded as among the more demanding globally.

  • Cyprus Securities and Exchange Commission

    Cyprus regulator operating under EU rules. A common licence for brokers serving European clients.

  • Polish Financial Supervision Authority

    Poland's financial regulator, operating under EU rules.

Other authorities named

FSC

Named in the broker's disclosure but not explained here, because these acronyms refer to different authorities in different countries and we don't state what we can't confirm.

What it costs to trade with XTB

Minimum deposit $0
Spreads from 0.1 pips
Commission 0% on Stocks/ETFs (up to €100k/month), $0 on standard accounts

These figures come from the broker's disclosure at the time of publication and can change. Advertised spreads are the tightest available in ideal conditions — they widen around news and on less liquid instruments. Add overnight financing on positions held past the session, and currency conversion if your account is denominated differently.

Account types

  • Standard
  • Professional
  • Islamic

Offers an Islamic account with no overnight interest.

Platforms and features

What XTB states about its platforms, tools and support.

  • · Licensed by DFSA (Dubai), CySEC, and FCA.
  • · Platform: xStation 5 (Web/Mobile). Does not support MT4/MT5.
  • · 0% commission on more than 1500 products. Spreads start from 0.0 pips (Pro account). Leverage up to 1:500.
  • · Strong educational materials (videos, books, daily news).

Before you open an account

Five steps that take minutes and save a great deal later — they apply to any broker, not just this one.

  1. 1 Search the legal entity name in the regulator's public register, not the brand name.
  2. 2 Confirm the entity receiving your transfer is the one holding the licence. They are not always the same.
  3. 3 Read the withdrawal terms before depositing, not after. That is where undisclosed fees surface.
  4. 4 Use the demo account for weeks rather than hours, and record your results honestly.
  5. 5 Write down your risk per trade before depositing a single dollar.

How XTB compares

A quick comparison against the disclosed figures for the four brokers we reviewed. Figures are as at publication and can change.

Broker Min deposit From Islamic UAE licence
AvaTrade $100 0.9 pips Yes Yes
Capital.com $20 0.6 – 0.67 pips Yes Yes
XTB $0 0.1 pips Yes Yes
Equiti $0 0.0 pips Yes Yes

Common questions about XTB

Is XTB licensed for clients in the UAE?

Yes. The broker's disclosure names a licence from an authority that regulates for UAE clients: Dubai Financial Services Authority. Verify it yourself in the public register before depositing.

What is the minimum deposit at XTB?

$0, per the broker's disclosure. A minimum deposit is not a measure of quality, but it determines who can start.

Does XTB offer an Islamic account?

Yes, an account with no overnight interest. That addresses the swap question, though it does not necessarily settle every jurisprudential question about leveraged trading.

Who is XTB best suited to?

According to our matching tool, traders who identify with: Expert Trader، Achieve Quick Profits، Medium Risk، High Risk، Learn and Trade Manually، Standard Live Account، Immediately.

How do I verify XTB's licence myself?

Search the legal entity name — not the brand — in the public register of the authority named, confirm the licence covers the service you intend to use, and check the entity receiving your deposit is the same one holding the licence.

How to check this yourself

Don't take our word for it, or the broker's. Search the legal entity name in the regulator's public register, confirm the licence covers the service you intend to use, and check that the entity receiving your deposit is the same one holding the licence.

Check any broker's licence

Who Is This Broker For?

Based on the trader-behaviour analysis in our matching tool.

  • Expert Trader
  • Achieve Quick Profits
  • Medium Risk
  • High Risk
  • Learn and Trade Manually
  • Standard Live Account
  • Immediately

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How We Evaluate Brokers

Every broker is checked on licensing and regulators, fees, platforms, Islamic accounts and execution quality, against a published methodology applied identically to all of them.

Regulated by FCA, CySEC, KNF, FSC, DFSA
Read our full methodology

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